What if Global banking could strike two days before the day after tomorrow?

Globalization has already started as we all know in many areas. But at the same time, there still are a couple of areas where we have a long way to go. For instance, in the global banking area. Easy, efficient and cheap way to do transaction between countries do not exist.

1. Let’s start with the costs; to transfer money to a bank account in another country cost around 20 Euro. Often, you have to pay the cost of the receiving bank so the price will normally be between around 30 Euro, JUST for the transaction. And IF the foreign bank wouldn’t receive the money, you still have to pay the fees and pay to get your money back!
To take money out of the ATM cost you around 4 Euro each time you take the money from that stupid wall.
When you pay with your Visa/MasterCard, they don’t charge you extra but they take an extra fee for the exchange rate.
2.About easiness; if the people who’s working at the bank has problem with the transfer, than the problem has to be changed or everybody who’s working at the bank
3. Efficiency. That word is unfamiliar to the banks.
4. Service; they don’t have to provide you with service. You have to pay anyway.

It’s like the “Soup Nazi” (in Seinfeldt) in reality.

Considering the fact that there are so many people living abroad, I am amazed about the fact that no one has reacted. Or at least, they could speak.
The banks are really genius and I feel really stupid! If I was Bill Gates, I’d start an efficient, cheap and easy bank. Yes, I would charge people, but at least reasonable amounts. I’d have so many people choosing my bank instead of the other ones. It will be like the “ryananair” or global banking.

So the word “Global Banking” is a word you can eliminate from your dictionary. It does not exist IRL!